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Navigating the World of Insurance

The world of insurance is changing. While you used to have to meet up with an insurance agent in person to discuss your policy options, you can now begin a new insurance policy right online. When I first signed up for an auto insurance policy, I realized that signing up right online led to confusion when I didn't have an agent with me to discuss which policy was best for me. Thankfully, I realized I could chat with an agent right on the website. I then began researching insurance and learned a lot about many types of insurance during the process. I find the ever-changing world of insurance so interesting that I continue to research it and thought that I would help others by posting what I learn on a blog. I hope I can help you make good insurance policy decisions! Check back often for new posts!

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Protecting Your Business With Comprehensive Insurance Coverage

3 November 2020
 Categories: Insurance, Blog

When you are responsible for managing or owning a business, you will need to make sure that the business is adequately protected against risks. Otherwise, you may face extreme financial hardship due to the liabilities that the business may face. While business insurance is capable of dramatically reducing these risks, it is important to make sure that you are getting the most protection from your business insurance policy. Periodically Conduct Risk Assessments For The Business Read More …

What Factors Increase the Cost of Auto Insurance?

2 October 2020
 Categories: Insurance, Blog

If you talk to people about their auto insurance rates, you will likely find that everyone pays different amounts. Insurance agents do not use a standard rate for everyone they insure. Instead, they use models and formulas to calculate rates for anyone that asks for a quote. They base the rates on many things, so knowing these things might help you understand why you pay the amount you do. Here are several vital factors that tend to drive up auto insurance premiums. Read More …

Using Insurance To Help Protect Your Business

27 August 2020
 Categories: Insurance, Blog

There are not many steps that will have a bigger impact on protecting your business than properly insuring the enterprise. In order to make sure that the business is protected against the types of risks that can be expected, there are numerous types of commercial insurance coverage that a business should carry. Coverage For Your Fleet Vehicles If your business has a fleet of vehicles, you will want to be sure that they are adequately protected. Read More …

3 Things You Need To Understand About Special Event Coverage

25 June 2020
 Categories: Insurance, Blog

If your business is putting on a special event, such as a fundraiser, trade show, or even a holiday party, you are going to want to protect your business with special event coverage. Special event coverage is designed to protect the investment your business makes into the special event, and it is also designed to provide you with liability coverage for the event that your regular commercial business insurance coverage may not provide. Read More …

4 Reasons To Not Just Get Minimum Coverage On Your New Vehicle

25 June 2020
 Categories: Insurance, Blog

After you invest your money into a new vehicle, it can be tempting to save a little money and skimp on your insurance coverage. However, you should not only pay for the minimum insurance coverage. Getting just minimum coverage can be a really costly mistake if you get into an accident. Reason #1: No Protection Against Uninsured Drivers If you get into an accident with someone who doesn't have insurance, or you are involved in a hit or run accident, you are going to have a damaged new vehicle, with no money to fix your vehicle with if you go with the minimum insurance coverage. Read More …