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Navigating the World of Insurance

The world of insurance is changing. While you used to have to meet up with an insurance agent in person to discuss your policy options, you can now begin a new insurance policy right online. When I first signed up for an auto insurance policy, I realized that signing up right online led to confusion when I didn't have an agent with me to discuss which policy was best for me. Thankfully, I realized I could chat with an agent right on the website. I then began researching insurance and learned a lot about many types of insurance during the process. I find the ever-changing world of insurance so interesting that I continue to research it and thought that I would help others by posting what I learn on a blog. I hope I can help you make good insurance policy decisions! Check back often for new posts!

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Have A Pool? Here Are A Few Things You Should Know About Your Homeowner’s Insurance

27 September 2018
 Categories: Insurance, Blog

Installing a swimming pool will have a big effect on your homeowner's insurance coverage. Here are some of the things you should know if you are planning to install one: Coverage Isn't Automatic The first thing you should know is that not all home insurance policies include swimming pool coverage. In some areas, particularly those where most homes have swimming pools, the coverage is included in standard home insurance policies. Read More …

Need Car Insurance? Why You Should Purchase It From A Local Agency

30 July 2018
 Categories: Insurance, Blog

Purchasing an automobile insurance policy is one of the smartest moves you can possibly make. Aside from it being mandatory in many states, it just makes good financial sense to always keep coverage on your car. You never know what can happen, and the aftermath of a car crash can be extremely hard on your wallet. Whether you've just bought a new car and need to obtain protection or if you are thinking about switching to another insurer, discover some reasons why you should buy your policy from a local insurance agency. Read More …

Buying Auto Insurance for the First Time? Avoid These 4 Potential Mistakes

14 June 2018
 Categories: Insurance, Blog

If you are preparing to purchase your first auto insurance policy, you may think that there is a single policy out there that will cover all of your auto coverage needs. Unfortunately, there are mistakes that can be made when purchasing car insurance that can cost you down the road. Here are 4 potential mistakes you should avoid making. Getting the Bare Minimum Coverage If you are looking to purchase the minimum amount of insurance that you need, it's important to understand what it covers. Read More …

5 Injuries Your Home Insurance Liability Coverage May Not Cover

22 April 2018
 Categories: Insurance, Blog

Your home insurance coverage has a liability coverage portion that pays for injuries that you, your household members or your properties may cause to other people. However, it excludes some forms of injuries, such as the following five: 1. Injuries Sustained By Household Members Your homeowner's insurance liability coverage doesn't pay for injuries sustained by your household members; it's only meant for injuries you, your property or your pet may cause to others. Read More …

What You Should Know About Business Insurance

15 March 2018
 Categories: Insurance, Blog

Did your home business end up going further than expected in a short period of time? If the business has grown to the point of you needing to hire other people, it is likely time to take it out of your house as well. You must understand that there might be laws in place when it comes to operating a business of a certain size and type. For instance, it is possible that you will need to invest in business insurance coverage for the protection of your employees. Read More …